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WhatsApp has become more than just a messaging platform; it’s now a convenient way to send and receive money seamlessly. Whether you’re splitting bills or paying someone back, WhatsApp’s integration with UPI (Unified Payments Interface) makes transactions quick and effortless. Here’s a comprehensive guide on how to send or request money using WhatsApp on both Android and iOS devices.
Sending or Requesting Money Using UPI ID
To Request Money
- Open the WhatsApp app on your Android device or iPhone.
- Tap the three vertical dots (Android) or Settings (iOS).
- Select Payments.
- Tap Send Payment.
- Choose “Enter a UPI ID or UPI number” and input the details.
- Tap Verify and select the Request option.
- Enter the amount and tap Next.
- Finally, tap Request Payment.
To Send Money
- Follow the same initial steps to access Payments.
- Select Send Payment.
- Enter the recipient’s UPI ID or number.
- Verify/Proceed and input the amount.
- Tap Next, then Send Payment.
- Confirm the transaction with your UPI PIN.
Sending or Requesting Money Using QR Code
To Request Money
For Android:
- Tap the three dots > Payments > New Payment.
- Select Scan QR Code and proceed.
- Enter the amount and tap the Arrow icon.
For iOS:
- Go to Settings > Payments > Request Payment.
- Scan the payment QR code and proceed with the request.
To Send Money
For Android:
- Access Payments > New Payment > Scan QR Code.
- Enter the amount and proceed with payment.
For iOS:
- Navigate to Settings > Payments > Send Payment.
- Scan the QR code and enter the amount to proceed.
Sending Money Directly from WhatsApp Chat
- Open WhatsApp and navigate to the chat of the recipient.
- Tap the Payments icon.
- Enter the amount.
- Proceed to send the payment.
- Confirm the transaction with your UPI PIN.
With these simple steps, WhatsApp users can effortlessly manage their finances directly within the app. Whether it’s splitting bills or paying someone back, sending and receiving money has never been easier, thanks to WhatsApp’s seamless integration with UPI.
I am a law graduate from NLU Lucknow. I have a flair for creative writing and hence in my free time work as a freelance content writer.